David L. Scott has taught finance and investing at the college and university level for over thirty years. He is the author of more than two dozen books on finance and investing, and he has appeared on NBC's Today, CNBC, and numerous radio shows. Dr. Scott was born in Rushville, Indiana, and received degrees from Purdue University and Florida State University before earning a PhD in economics from the University of Arkansas.

Decipher the complex world of credit and debt with this straightforward and informative guide.

David Scott's Guide to Managing Credit and Debt explains the good, the bad, and the ugly of credit use and abuse. Whether you are borrowing to buy a car or a home, obtaining a personal loan, analyzing interest rates, or negotiating with creditors, Scott provides valuable information and realistic advice on how to manage credit effectively and break the cycle of debt.

You will learn

• THE IMPORTANCE OF A PERSONAL BUDGET IN MANAGING YOUR FINANCES

• HOW GOVERNMENT POLICY AND ECONOMIC FORECASTS AFFECT INTEREST RATES

• THE BEST WAYS TO PREPARE WHEN SEEKING A LOAN

• HOW TO COMPARE THE INTEREST RATES CHARGED BY DIFFERENT LENDERS

• WHAT TO LOOK FOR AND AVOID IN CHOOSING A CREDIT CARD

• WHY YOUR CREDIT RECORD IS IMPORTANT

Praise for David Scott's Wall Street Words, Third Edition:

"A good volume to keep handy . . . Its illuminating discussion of the hazards and potential tax liabilities on mutual funds might save you enough by itself to pay for this volume a hundred times over." — Robert D. Hershey Jr., New York Times

David Scott's Guide to Managing Credit and Debt

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